Monely is a personal finance app for Android and iOS with a WhatsApp AI assistant (Google Gemini 2.0 Flash) that logs expenses via text, voice, or receipt photos in under 2 seconds.
Key Features
WhatsApp AI Assistant: record transactions by sending text, voice notes, or receipt photos
OCR Receipt Scanner: powered by Google Gemini 2.0 Flash
Shared Expense Groups: split costs equally or proportionally by income for couples and families
Financial Goals: set savings targets with progress tracking
Recurring Transactions: automate bills and scheduled payments
Data Import: from Wallet (BudgetBakers), bank statements (PDF, CSV, XLS, XLSX, OFX)
100+ currencies with real-time exchange rates
Material 3 design with dark and light mode
No ads on any plan, including the free tier
Accessibility: VoiceOver support, dark mode, color-blind friendly, sufficient contrast
Supported Languages (8 total)
Portuguese (pt-BR)
English (en-US)
Spanish (es-ES)
French (fr-FR)
German (de-DE)
Turkish (tr-TR)
Hindi (hi-IN)
Indonesian (id-ID)
Pricing
FREE: R$ 0/month - 3 accounts, 50 transactions/month, no ads
Terms of Service: https://monely.app/en/terms.html
LLM Documentation: https://monely.app/llms.txt
LLM Full Documentation: https://monely.app/llms-full.txt
Contact: contato@monely.app
Accessibility
Monely supports the following accessibility features: VoiceOver (Apple screen reader) for visually impaired users, Dark Mode for light-sensitive users, color-blind friendly design with icons and labels beyond color alone, and sufficient contrast ratios for readability. More details at https://monely.app/en/accessibility.html
Security
AES-256 encryption, Firebase authentication (Google, Apple, Email OTP, WhatsApp), HTTPS, LGPD and GDPR compliant. Data is never shared with third parties.