When you know where your money is going, it gets a lot easier to decide where your life is going.
Take control
Hello, MoniYour spending this month is 15% lower than last month. Keep it up to reach your savings goal faster.
Without opening the app. Talk to Monely on WhatsApp and it logs everything automatically.
A PRO plan feature, free to try during your starter records bonus.
The places where your money slips away without you deciding. And what changes once you start seeing each one.
In real numbers, you see how much each category is eating into your income. When groceries show up taking 32% of the month, the choice goes back to being yours.
| Category | Percentage |
|---|---|
| Shopping | 32% |
| Housing | 31% |
| Food | 14% |
| Health | 9% |
| Communication | 5% |
| Transportation | 4% |
| Entertainment | 2% |
| Education | 2% |
| Other | 1% |
Set how much of the month becomes investment and how much can become spending. Monely tells you in real time whether you're feeding your future or the impulse of the moment.
Rent, internet, subscriptions, all scheduled with an alert before the due date. You stop paying on autopilot and go back to deciding what stays in your life and what goes.
Split household expenses, equally or proportional to each person's income, with the math of who owes what already done. No spreadsheet, no resentment building up.
Exclusive features that most finance apps simply don't have.
| Feature | MonelyMost Complete | Other apps |
|---|---|---|
| Log expenses via WhatsApp, without opening the app | ✓ | ✗ |
| Receipt photo becomes automatic entry with AI | ✓ | Limited |
| Expense splitting proportional to each partner's income | ✓ | ✗ |
| No ads on any plan | ✓ | ✗ |
| Import data from other apps | ✓ | ✗ |
| Loans and debts with interest and installments | ✓ | Limited |
| Investment goals for targets like a car, a home, or a trip | ✓ | Limited |
| Settling up in your shared group, with confirmation | ✓ | ✗ |
| Your data is never sold | ✓ | ✗ |
Most finance apps live off ads or off selling your data. Monely lives off your subscription. You're the customer, never the product. Your data stays yours, forever.
Amazing app! Really easy to use. Right from the start it isn't confusing like others out there; the moment you open the main screen you already know what to do. Congrats to the developers! I hope it stays this way!
Simply amazing, you can even connect it to WhatsApp and log your finances there. You can tell how much care went into making it. Simply amazing, 100% free, with no interruptions or blocks for not having Premium, everything unlocked. I highly recommend it to everyone.
I found this app by chance and it was one of the best discoveries I've ever made. It's wonderful, easy to use, and perfect for organizing my financial life.
Start free and upgrade whenever you want
Monely is a personal finance app that helps you track income, expenses, goals and recurring transactions simply and intelligently. Available for Android and iOS.
Yes! The FREE plan is completely free, offers unlimited accounts and allows 50 transactions per month. No ads and no catches.
Just connect your WhatsApp in the app and send messages like "Spent 45 dollars at the grocery store" or "Received 3000 salary". Our AI understands the message and automatically logs it with the correct category, amount and date.
Yes! With Shared Groups you can split expenses with people you live with, partners, family or friends. Each person sees the group's transactions and tracks their share.
Absolutely. We use end-to-end encryption, secure Firebase authentication, and never share your data with third parties. Your data is yours and no one else's.
Yes. In one place you can keep track of what you borrowed and what you lent, with optional interest and installments that feed into your upcoming payments. You also see your credit card limit on the home screen: how much you've used, how much is left, and whether you've gone over.
From other finance apps, from a spreadsheet (CSV, XLS, or XLSX), or from a bank statement in an OFX file, straight into the account you choose. Importing is available on all plans.
Monely is now available! Download now and start managing your finances with ease.
No credit card required.
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